The Capital One Savor Cash Rewards Credit Card is a great option for those looking to earn rewards on everyday spending. It has no annual fee and provides cash back on dining, groceries, streaming services and entertainment purchases.

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Key Features

Annual Fee: $0

Spending Multipliers:

• 3% cash back on dining, grocery stores, entertainment and popular streaming services.
• 1% on everything else
  

Other benefits:

• No foreign transaction fee
• Extended warranty
• Capital One Shopping
• $0 Fraud Liability
• 24-hour Travel Assistance Service
• Instant Purchase Notifications
• Card Lock
• Access Benefits
• Auto Pay
• Terms Apply
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Welcome Bonus and Eligibility

With Capital One Savor offers a decent welcome bonus for a no-annual-fee card.

Existing or previous Capital One Savor holders may not be eligible for this one-time bonus. Once you qualify for the welcome bonus, Capital One will apply it to your rewards balance within two billing cycles. 

There's also a limit to how many cards you can have open at once, so if you already have two or more open credit cards with Capital One, you might not qualify for this card. 

Also, you can't apply for Capital One credit cards more than twice in 30 days.
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Review: Is Capital One Savor Cash Rewards Credit Card Worth It?

The Capital One Savor Cash Rewards Credit Card stands out for its 3% cash back on dining and entertainment, popular streaming services and grocery store purchases, plus 1% on all other items. This can be great for you if you dine out frequently or enjoy a night out at the movies. It also doesn’t have an annual fee, so you don’t have to worry about recouping your costs to make it worth it. 

On the downside, the card approval odds depend heavily on your credit history. The Capital One Savor Cash Rewards Credit Card has a "good - excellent credit" requirement. 

To check if you qualify for the offer without affecting your credit score, you can take advantage of tools like CardMatch.

Its sibling, the Capital One Savor Cash Rewards Credit Card, lets you earn rewards when you spend enough on dining and entertainment. It's basically an upgraded Savor Cash Rewards card. There's an annual fee of $95, but you get 4% back on dining and entertainment instead of 3% (other rewards are pretty similar).

What Counts as Dining and Entertainment in the Capital Savor Cash Card?

According to Capital One, dining includes purchases at:

• Restaurants
• Fast-food places
• Coffee shops
• Cafes
• Lounges
• Bakeries
• Bars, and 
• Nightclubs.

Entertainment includes tickets purchased for:

• Movie
• Play
• Concert
• Sporting event
• Tourist attraction
• Theme park
• Aquarium
• Zoo
• Dance club
• Pool hall or bowling alley
• Purchases at record stores or video rental locations
  

Overall Thoughts

Capital One Savor Cash Rewards Credit Card might appeal to foodies of all stripes. If you're looking for rewards at restaurants and grocery stores, it's the best option.

Depending on your spending, other cards might earn more than this one.

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