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Citi Strata Premier℠ Card is comparable to the Chase Sapphire Preferred® Card since it earns points on travel and dining. This might be a good option if you're in the mid or late-game and looking for new cards.

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Intro Bonus and Eligibility

Citi Bank has a rule that states you cannot receive an intro bonus from a card if you received a bonus from Citi within the past 24 months. It's hard to accumulate a lot of ThankYou points due to the intro bonus rule.

The Citi 24-month rule applies to the Citi Strata Premier Card. You aren't eligible for a ThankYou point intro bonus if:

  • You received a new intro bonus for the Citi Rewards+®, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi Premier® or Citi Prestige® cards.

OR

  •  You had Citi Rewards+®, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi Premier® or Citi Prestige® Cards that was opened OR closed* in the past 24 months.

*product changes sometimes affect this as well; usually, if your card number changes

Citi Strata Premier Card

Spending Multipliers:

  • Earn 3X points on air travel and hotels
  • 3X points at restaurants
  • 3X points at gas stations
  • 3X points at supermarkets
  • 1X points on all other purchases

Other Benefits:

  • $100 Annual hotel savings benefit
  • Access to airline transfer partners
  • No foreign transaction fees

$100 Annual Hotel Savings Benefit

Get $100 off a single hotel stay of $500+, excluding taxes and fees, per calendar year. Hotel reservation must be booked through thankyou.com or 1-800-THANKYOU. TTY: Use 711 or Other Relay Service.

What are Citi ThankYou points worth?

The value of Citi ThankYou points depends on how you plan to redeem them. 

  • 1 Cents Per Point (CPP) = statement credit
  • 1.25 CPP = airfare via Citi Travel Portal
  • 2+ CPP = transfer partners

Citi allows you to transfer points to partners, generally at a 1:1 rate.

This usually yields substantial value for first and business class flights (and other aspirational redemptions).

Current Citi Transfer Partners

Transfer ThankYou points to these airlines at a 1:1 rate:

  • Aeromexico
  • Asia Miles (Cathay Pacific)
  • Avianca LifeMiles
  • Etihad
  • Emirates Skywards
  • EVA Air
  • Flying Blue (Air France / KLM)
  • JetBlue
  • Qantas
  • Qatar Airways
  • Singapore Airlines
  • Thai Airways
  • Turkish Airlines
  • Virgin Atlantic

Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.

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