Explore Credit Cards

Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which AskSebby will earn an affiliate commission or referral bonus. AskSebby is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.

Credit Cards

    📣 Limited-Time Offer
    card art for the Prime Visa card

    Annual fee: $0

    Prime Visa

    Limited-Time Offer: Get a $250 Amazon Gift Card instantly upon approval exclusively for Prime members through 7/14


    Sebby's Take: The Prime Visa is the ultimate store card for Prime members who have significant spend at Amazon or Whole Foods. Although there's no annual fee, it's important to consider the Prime membership cost as part of the requirement for this card.

    💎 Major Refresh
    card art for the Chase Sapphire Reserve® card

    Annual fee: $795

    Chase Sapphire Reserve®

    Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.


    Sebby's Take: This premium travel card is packed with perks like airport lounge access, travel credits, and elevated rewards on travel and dining. It’s a top choice for frequent travelers who want premium benefits and flexible redemption options

    ✈️ Best Travel Card
    card art for the Capital One Venture X Rewards Credit Card card

    Annual fee: $395

    Capital One Venture X Rewards Credit Card

    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening


    Sebby's take: Flagship travel card and offers lounge access through Priority Pass and Capital One lounges. You earn competitive multipliers on hotels, rental cars, and flights booked through Capital One Travel and 2x on everything else. The annual fee is offset through a $300 travel credit and 10,000 anniversary miles.

    📣 Limited-Time Offer
    card art for the Sapphire Reserve for Business℠ card

    Annual fee: $795

    Sapphire Reserve for Business℠

    Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there's no competition.


    Sebby's Take: If your business spends heavily on travel, advertising, or software, the card can return a lot of value—especially once you factor in the travel credits and lounge access. It’s a strong option for founders who want to consolidate spend and earn flexible points.

    card art for the Chase Freedom Unlimited® card

    Annual fee: $0

    Chase Freedom Unlimited®

    Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening


    Sebby's take: Great multipliers and is a great standalone card or system card (Chase Trifecta). With no annual fee and tons of optionality (cash back or travel since you earn UR) it's an easy pickup.

    ✈️ Best Beginner Travel Card
    card art for the Chase Sapphire Preferred® Card card

    Annual fee: $95

    Chase Sapphire Preferred® Card

    Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.


    Sebby’s Take: One of the best starting points into the travel rewards world. You have flexible points, strong multipliers, a reasonable annual fee, and tons of optionality (whether team cash back or travel).

    🥂 Best for Luxury Travel Perks
    card art for the The Platinum Card® from American Express card

    Annual fee: $695

    Terms apply | Rates & Fees

    The Platinum Card® from American Express

    You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

    Check if you're pre-approved for this card or special offers using the CardMatch Tool.

    Sebby's take: Despite a hefty annual fee, you get up to $1,574 in credits that help offset this. The card is great for people who benefit from lounge access, travel protections, and access to programs like Fine Hotels & Resorts.

    Best for Dining Rewards
    card art for the American Express® Gold Card card

    Annual fee: $325

    Terms apply | Rates & Fees

    American Express® Gold Card

    You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

    Check if you're pre-approved for this card or special offers using the CardMatch Tool.

    Sebby's take: One of the strongest cards that's great for people who spend a lot on dining, U.S. supermarkets, and flights booked directly. The annual fee is offset with a monthly dining credit and monthly Uber Cash.