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Annual Fee: $0

Rates & Fees

Sebby's Take: Great card to earn points while paying rent. In order to earn points, you'll need to use the card at least 5 times each statement period.

Earn 40,000 Membership Rewards points after you spend $3,000 on eligible purchases with your new Card within the first 6 months of account opening. Terms apply.

Annual fee: $150

Sebby's take: Ideal for people who have high travel, transit, and restaurant spending. The annual fee is offset with up to a $189 CLEAR credit and up to a $100 LoungeBuddy credit. All information about the American Express® Green Card has been collected independently by AskSebby.com.

Earn 15,000 Membership Rewards points after you spend $3,000 on eligible purchases with your new Card within the first 3 months of account opening. Terms apply.

Annual fee: $0

Rates and fees

Sebby's take: No annual fee option where you get 2x back on everything on up to $50,000 in spend per calendar year. After that, it's 1x back.

Earn a $200 bonus after you spend $1,000 on purchases within the first 120 days of account opening

Annual fee: $0

Sebby's take: Pick your own 5% and 2% categories to earn cash back. Great for people optimizing for cash back and flexible categories with no annual fee.

Earn a 20,000 bonus points after spending $1,000 on the card within the first 90 days of account opening

Annual fee: $0

Sebby's take: Earner card where you get 4X points on dining, takeout, and restaurant delivery.

Earn a $250 statement credit after you spend $3,000 on eligible purchases with your new Card within the first 6 months of account opening. Terms apply.

Annual fee: $0 intro annual fee for the first year, then $95

Rates and fees

Sebby's take: Ideal if you have high spend at U.S. supermarkets, streaming subscriptions, gas stations, and transit.

Earn a $200 statement credit after you spend $2,000 on eligible purchases with your new Card within the first 6 months of account opening. Terms apply.

Annual fee: $0

Rates and fees

Sebby's take: Ideal if you have high spend at U.S. supermarkets and gas stations. With no annual fee, the card is easy to keep.

• Annual Fee: $0
• Welcome Bonus: Get a 2X cash bonus (dollar-to-dollar match) on all cash back at the end of your first year.
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Earn 10,000 Bonus miles after you spend $500 on eligible purchases with your new Card within the first 3 months of account opening. Terms apply.

Annual fee: $0

Rates and fees

Sebby's take: Entry level card to start earning Delta SkyMiles that's straightforward. It's one of the few no annual fee cards that also have no foreign transaction fees.

Earn a $250 statement credit after you spend $3,000 on eligible purchases with your new Card within the first 3 months of account opening. Terms apply.

Annual fee: $0

Rates and fees

Sebby's take: Get 2% back on everything on up to $50,000 in spend per calendar year. After that, it's 1% back.

‍Earn $200 Cash bonus after spending $1,000 on the card within the first 90 days of account opening.

Annual fee: $0

Sebby's take: A no annual fee card option if you're looking for a simple 1.5% cash back on everything card with a low intro APR offer.

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Earn a $200 Cash bonus after spending $1,000 on the card within the first 90 days of account opening.

Annual fee: $0

Sebby's take: Get 3% on a category, including dining, drug stores, home improvement/furnishings, gas, online shopping, or travel. You earn 2% back on grocery stores and wholesale clubs. For the 3% and 2%, there's a cap of $2,500 in combined spending per quarter.
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Learn more about Cash Back Credit Cards below